6 features
How to use this calculator
The mortgage calculator has six tabs: Basic, Extra Payments, Rates, Expenses, Scenarios, and Export. Start with Basic by entering your loan amount, rate, and term to see your monthly payment instantly. Use Extra Payments to model interest savings, Scenarios to compare up to four loan offers side by side, and Export to download a full PDF report.
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Try calculatorKey takeaways
04 · ideas- Extra Payments tab shows exact interest savings
- Scenarios tab compares up to 4 loan configurations side by side
- Export tab generates a full PDF report with charts
- Refinance tab calculates your break-even point
This calculator has 6 tabs: Basic, Extra Payments, Rates, Expenses, Scenarios, and Export.
- Basic — Enter loan amount, term, and rate to get your monthly payment instantly.
- Extra Payments — Simulate paying more each month and see how much interest you save.
- Rates — Model variable-rate loans with multiple rate tranches.
- Expenses — Add property tax, insurance, and HOA to see your true monthly cost.
- Scenarios — Compare up to 4 different loan configurations side by side.
- Export — Download a full PDF report with charts and tables.
Start with the Basic tab. Enter your loan amount, interest rate, and term. The summary panel on the right updates instantly with your monthly payment, total interest, and a breakdown chart.